Pawn Services

Ar-Rahnu Agro Bank Eligibility Open to all individual or non-individual who is Malaysian citizens. Aged 18 years old and above Quantum of Financing  Maximum RM 50,000 ( RM 10,000 per day ) Minimum RM 100 Repayment Period 6+3+2 months (The period for the first service is for 6 months, and can be extended to 3 months more and another final extension for 2 months more) Pay directly to the teller at the counter by only showing the Pawned Letters (Surat Gadaian). Unlimited payment times Pawn Products All types of jewelleries made in gold, such as: rings, hand and legs bracelets, brooches or others. Pound Gold and White Gold are not accepted. Fees  Margin financing  Storage fee rate  0% and below  RM0.50/100  50.1% to 60%  RM0.60/100  60.1%  to 70%  RM0.75/100 Website:  http://www.agrobank.com.my/ar-rahnu Ar-Rahnu Bank Rakyat Eligibility Malaysian citizens aged 18 years and above and permanent residents Non citizens Not bankrupt Quantum of Financing  Financing up to 70% of the pawned gold value (Marhun value) Each pawned item not exceeding RM10,000.00 per day and a cumulative amount not exceeding RM50,000.00. Repayment Period Financing tenure : 6 months only Extension period : 6 months (mutiple extensions) subject to settlement of safe keeping fee for the past 6 months Pawn Products Gold jewellery 18K - 24K Fees A minimum fee is charged for the safekeeping of the valuables.  Type of Scheme  Financing Amount  Safekeeping fee for every RM100.00 of gold value per month  Ar-Rahnu RM100.00 - RM1,000.00 RM1,001.00 - RM10,000,00 RM0.65 RM0.75  Az-Zahab RM10,001.00 - RM100,000.00  RM0.75 Website http://www.bankrakyat.com.my/arrahnu Ar-Rahnu EON Bank Eligibility Malaysian citizens aged between 18 to 65 years old. The gold item must be personally owned Quantum of Financing  No guarantor required Margin of financing up to 70% of the gold value Repayment Period The financing tenure for Ar-Rahnu scheme is 6 months, an extension period will be given subject to the settlement of the earlier Ar-Rahnu fees. No monthly installment. Pawn Products Type of gold ornaments acceptable is between 750 to 999 without any precious stones. The gold jewellery must belong to the customer or the spouse. You will need to declare evidence ownership of the of the gold jewellery by signing a declaration in the "Surat Akuan Gadaian". Fees The charge of safekeeping is calculated daily. Website http://www.eonbank.com.my Branch For more information or to apply for Ar-Rahnu Pawnbroking-i, visit or contact the respective branches:   Kota Bharu Tel. No. : 09-743 8188 Alor Setar Tel. No. : 04-734 6988 Putrajaya Tel. No. : 03-8888 2188 Senai Tel. No. : 07-599 4598 Kota Kinabalu 1  Tel. No. : 088-247 688 Kuala Terengganu Tel. No. : 09-623 6288 Main Branch, Kuala Lumpur Tel. No. : 03-2694 7688 Pasir Gudang Tel. No. : 07-252 2740 Miri  Tel. No. : 085-415 371 Sungai Petani 2  Tel. No. : 04-422 4352

Ar-Rahnu KOTANI Eligibility Malaysian citizens and permanent residents Aged 18 years and above  Not bankrupt Quantum of Financing Financing up to 65% of the pawned gold value (Marhun value) Maximum RM5,000.00 per day for every each pawn made. Maximum RM25,000.00. Repayment Period Maximum 6 months. Can be extended to 2 months - Not need to clear charge of safe keeping.        Extension for last 2 months subject to settlement of safe keeping fee. Repayment can be made by installment or one time settlement.  Pawn Products Type of gold ornaments acceptable without any precious stones. Fees  Financing Amount (Marhum Value)  Safekeeping fee for every RM100.00 of gold value per month (Rate)  RM500.00 kebawah  RM0.60  RM501.00 – RM2,000.00   RM0.80  RM2,001.00 – RM10,000.00  RM0.95 Pengiraan upah simpan adalah seperti berikut: Safe Keeping Fee = Marhun Value x Monthly Rate x Repayment Period (Months)                                                  100 Example of calculation:   Marhun Value               : RM100.00   Total Financing            : RM50.00   Repayment Period         : 6 bulan   Safe Keeping Fee           : 100/100 x 0.60 x 6 = RM 3.60 Total Redemption      :  Total Financing + Safe Keeping Fee                                         :  RM 50.00 + RM 3.60                                            = RM 53.60 Website http://kotani2u.com.my Branch Kedai Ar-Rahnu KOTANI No 33, Aras Bawah,Wisma KOTANI,  Jalan 3/146,Metro Centre,  Bandar Tasik Selatan 57000 Kuala Lumpur Tel : 03-90587257 / 03-90588257 Fax: 03-90589257 Operation Time : Monday - Friday (10:00 am - 04:00 pm) Off: Friday (12:30pm - 2:30pm) Ar-Rahnu YaPEIM Eligibility Malaysian citizens and permanent residents Aged 18 years and above  Quantum of Financing Financing up to 65% of the pawned gold value (Marhun value) Maximum RM5,000.00 per day for each transaction. Maximum total RM25,000.00. Repayment Period Maximum 6 months. Can be extended to 2 months.  Repayment can be made by installment or one time settlement at any time before or on maturity date.  Pawn Products Type of gold ornaments acceptable without any precious stones. Fees Info Not Available. Website http://www.yapeim.net.my Branch Ar-Rahnu YaPEIM got 58 branch all around Malaysia. Please refer to their website for branch address and contact details. KUALA LUMPUR IbuPejabat , Ar-Rahnu YaPEIM KUALA LUMPUR No. 52, Tingkat Bawah, Bangunan YaPEIM, Jalan KAMPUNG ATTAP, 50460 Kuala Lumpur Tel 03-2273 6470 | Faks:03-2273 8582 Ar-Rahnu YaPEIM BANDAR TUN RAZAK No. 19, Jln Jujur, Bandar Tun Razak, 56000 Cheras, Kuala Lumpur Tel: 03-91734629 | Faks:03-91734632 SELANGOR Ar-Rahnu YaPEIM SG BESAR No. 16, Jln SBBC 3, Sg Besar Business Centre, 45300 SG BESAR, Selangor Tel: 03-3224 1477 | Faks:03-3224 1478 Ar-Rahnu YaPEIM KAPAR No. 35, Jalan Sungai Kapar Indah 3F, Taman Sungai Kapar Indah, 42200 KAPAR, Klang, Selangor Darul Ehsan Tel: 03-3291 8641 | Faks:03-3291 5802 Ar-Rahnu YaPEIM TANJUNG KARANG No. 10, Jalan PBI, Pusat Bandar Tanjung Karang, 45500 TANJUNG KARANG, Selangor Darul Ehsan Tel :03-3269 2801 | Faks:03-3269 2792 Ar-Rahnu YaPEIM TAMAN MELAWATI No. 312, Lorong Selangor, Bandar Baru TAMAN MELAWATI, 53100 Selangor Darul Ehsan Tel:03-4147 5285 | Faks:03-4147 5286 Ar-Rahnu Koperasi UNIKEB Eligibility Malaysian citizens. Aged 18 years and above.  The gold item must be personally owned Quantum of Financing Financing up to 60% of the pawned gold value (Marhun value) Maximum RM5,000.00 for every each pawn made. Maximum RM5,000.00 Repayment Period Maximum 6 months. Can be extended to not more than 4 months. Pawn Products Type of gold ornaments acceptable is between 750 to 999. Fees  Financing Amount (Marhum Value)  Safekeeping fee for every RM100.00 of gold value per month (Rate)  -   RM0.80 Website http://www.unikeb.koperasi.coop/arrahnu.htm Branch Lot 2.09, Aras 2,  Wisma UNIKEB, UKM,  43650 Bangi, Selangor Tel : 03-8921 4038 Fax : 03-8925 7177 Email : hakim@unikeb.ukm.my Assistance Manager: Ahmad Al-Hakim Zawawi (013-2002450)